Credit score of the person is not affected in any manner. The rate of interest depends upon the destination and ticket price. Finance your flight tickets in the simplest way and avoid the main delaying thing in your dream trip.
Never pay down a deposit in a bank account until you have met the seller, seen signed a purchase agreement.
No serious private advertisers ask for a down payment before you meet.
Receiving an email with an in-scanned ID does not mean that you have identified the sender. You do this on the spot, when you sign a purchase agreement.
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